Stop Bill Collectors!

Thinking of writing a cease and desist letter to your creditors? (See this article for a sample cease and desist letter). It’s not as simple as writing a letter to your creditor telling them to stop calling you. Here are 5 vital facts you need to know before you send the cease and desist letter to stop creditors from hassling you.
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If you want to stop creditors from calling, you’re going to have to pick up the phone and talk to them. That may seem counterintuitive (why the heck would you want to talk to them?), but you–like them–are going to follow a script that’s guaranteed to have them stop calling you. Peace is just a few phone calls away.
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The Dallas Observer recently posted an article about a new trick that debt collectors use to squeeze money out of you. And it isn’t what you would expect. Instead of using threats of jail, bad credit, and calling your relatives to tell them you’re a “deadbeat,” bill collectors have undergone special training to collect debt any way they possibly can. That includes this unforgivable ruse that will have your parents and grandparents cheated out of their life savings–if you fall for it.
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GC Limited Partnership is a notorious bill collection company that provides debt collection services to other companies. Using call centers and outsourcings that have been a target for consumer complaints, GC Services has gained a reputation for unfair and illegal debt collection tactics. They have been investigated by the Better Business Bureau for their predatory practices.
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Missed payments, delayed payments, and inability to pay: these are some of the reasons why creditors make harassing calls.  They are able to get a lot of information about you and you probably don’t know how. You might be wondering how they can retrieve the majority, if not all, of your personal information: the answer is that they can legally pull a copy of your credit report and use that information against you.
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Ah, nothing like the good ole’ switch-a-roo to stop bill collector calls! I mentioned in a previous article that the best way to stop creditors is to get a prepaid cell phone (read this article to find out why prepaid cell phones will stop bill collector calls dead). This method, the good ole’ switch-a-roo, will cost you only a few bucks a month (isn’t that worth it for peace and quiet?).
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The Cease and Desist letter, otherwise known as the C&D, is quite possibly the most powerful tool available in your arsenal of tactics against debt collectors.  It is one of the most simple ideas yet, it throws a collector in a heap of legal bondage that guarantees they will never contact you again.
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If you’re wondering how to stop bill collectors, you could try moving. Not by moving to a different house, but just making it look like you moved, by changing your address. Here’s how to get bill collectors chasing their tails with a fake address.
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I found out there are ways that I could mislead my creditors. I decided to beat them at their own game and give creditors personal information that is different from my own so that they wouldn’t be able to locate me and communicate with me. The first step was to change the creditor’s access to my personal information, starting with my mailing address. No, I don’t have to move, I just had to make them think I moved.
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