An Unfair Debt Collection
If you’ve stumbled across this blog because you want to hide from the disgraceful and unfair credit collection practices that are considered “fair practice” in the United States, you are in the right place.
I have successfully hidden my assets from my creditors, and I have not paid them a single dime (and I never will).
You may be wondering what kind of deadbeat creates a blog to tell people how to successfully hide from creditors. The truth is, I always pay my bills on time, but unjust collections practices put me in debt by tens of thousands of dollars because of one reason that may surprise you.
A decade ago, I was in my kitchen, cooking fries on the stove. My pan caught fire, and I turned off the burner. But in the heat of the moment I couldn’t remember what to do. Throw a towel over it? I went completely blank, so called 911. “I have a grease fire,” I said. “What do I do?”
“Get out of the kitchen, now!” the operator said.
I escaped before the pan exploded, setting fire to the kitchen. I was actually glad that I hadn’t attempted to try and put the fire out, or I would have ended up in the burn unit or worse.
Luckily for me, my landlord’s insurance did an investigation, determined I wasn’t at fault, and fully covered the damage.
Or so I thought.
Four years later, just before the time limit expired, I received a summons in the mail. My landlord’s insurance had sold the claim to a subrogation company who was now suing me for negligence.
The summons asked me to reveal some very personal financial details—bank account numbers, property ownership, job, spouse. On my lawyer’s advice, I filed a statement with the court stating I was clearly not negligent (I hadn’t left the pan unattended, until I had called 911 and followed the operator’s advice!). I refused to fill out the financial statement: why should I, when the subrogation company was clearly not entitled to collect from me?
I figured I would get my day in court, and I would explain to the judge that I wasn’t negligent. Oh, how wrong I was. Apparently, in Florida, if a lawyer or creditor wants to win a case, he doesn’t have to serve you with notice. All he has to do is give the clerk of the county court the wrong address to send the summons to. And that is what happened to me: I checked the court records online and found that my notice went to an address that I hadn’t lived at in years.
That was the first of many dirty tricks I learned the hard way that companies use to squeeze money out of innocent people.
Because I didn’t show up in court, a default judgment was entered against me for $20,000 for something that wasn’t my fault.
I’m going to put aside my anger at the unjust civil court system that allows lawyers to manipulate the law in their favor. Instead, I’m going to tell you how—despite a judgment in my name and the threat of property seizure, wage garnishment and contempt of court, I have successfully not paid one penny to these blood sucking thieves.
When I started my research, I discovered I was not alone. There are people just like you and I all over the country, in the same situation: people manipulated by a system that is clearly in favor of lawyers.
Do you want to know how I hid my assets without breaking a sweat? Do you want to know how I hid my money so well that they will never get a penny? Then this blog is for you.
You’ll find articles on how to stop creditors calling, how to stop creditors sending you letters in the mail, how to outwit your creditors using the fair credit collections act, and much more.
Thanks for stopping by!
Janice
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