Stop Bill Collectors!

The Smart People's Guide to Outwitting Bill Collectors

Archive for November, 2009

How to Stop Wage Garnishments

Thursday, November 19th, 2009

A writ of garnishment is when part of your wages are withheld and sent to your creditors. It can only occur after a court order following a judgment against you. If your employer receives a writ, there are stiff legal penalties for his failure to comply, so you won’t be able to stop the writ via your employer. There are, however, many things you can do to both prevent wage garnishment and to stop garnishment once it has started:
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~Why you are Smarter than a Dumb Debt Collector

Thursday, November 19th, 2009

Behind every woman there’s a great man, and behind every debt collector harassment there is a dumb lawyer. Think about it–the great lawyers (those lawyers who go to Yale or Harvard or graduate in the top 5% of their class), go on to lucrative careers on Wall Street or Beverly Hills. The lawyers that graduate in the bottom of their class (or go to one of those for-profit, no-name law diploma mills) end up working in a cubicle for XYZ debt collections. It’s not hard to be smarter than your average dumb lawyer, which is why it’s so easy to not give them a dime.
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How to Stop GC Services Dead in Their Tracks

Wednesday, November 18th, 2009

GC Limited Partnership is a notorious bill collection company that provides debt collection services to other companies. Using call centers and outsourcings that have been a target for consumer complaints, GC Services has gained a reputation for unfair and illegal debt collection tactics. They have been investigated by the Better Business Bureau for their predatory practices.
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Change Your Information and Update Your Credit Report

Wednesday, November 18th, 2009

Missed payments, delayed payments, and inability to pay: these are some of the reasons why creditors make harassing calls.  They are able to get a lot of information about you and you probably don’t know how. You might be wondering how they can retrieve the majority, if not all, of your personal information: the answer is that they can legally pull a copy of your credit report and use that information against you.
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