How to Stop Creditors Phone Calls
Wednesday, June 3rd, 2009A creditor is an individual or a company that allows other individuals to borrow money based on an agreement between the creditor and the debtor. Or, as in my situation, a judgment creditor is a crook who uses their knowledge of the law to wheedle money out of innocent people.
It wasn’t long before my creditor began calling me at my home as well as my workplace. They even called as late as ten o’clock at night, reminding me that I need to pay the judgment. The constant reminder that I needed to pay them, and the threats of wage garnishment, bank account garnishment, and arrest for contempt of court (the judge ordered me to reveal my bank account details, and I refused). I lied to the lawyers on the phone and said I had no money, but it made no difference–they just kept on calling, sometimes two or three times a day. I needed to find a way to stop the harassing calls.